Managed finance for growing UK businesses

Your finance function.
Taken care of

We take care of the day-to-day finance work and give business owners a clearer view of cash, performance and what needs attention. From supplier payments and credit control to management accounts and forecasting, your finance function is in hand.

For established and growing UK SMEs — particularly businesses with £3m–£15m turnover.
One accountable partnerLess time coordinating multiple providers
Clear monthly reportingKnow how the business is performing
Cash kept in focusReceivables, commitments and forecasts

Growth changes what your finance team needs to do.

A bookkeeper may have been enough once. Now the business needs timely numbers, tighter control and someone taking ownership.

01

Management accounts arrive late, or tell you what happened without explaining why.

02

Customer invoices go unpaid for too long and cash flow becomes harder to predict.

03

The owner or managing director still spends too much time checking numbers and chasing answers.

04

You need stronger finance processes, but recruiting and managing a full internal team feels like a big step.

The work behind a well-run finance function.

SPO Managed Finance combines practical finance operations with reliable reporting and forward-looking support. We agree the right scope for your business, rather than forcing you into a one-size-fits-all package.

01

Finance operations

Keep everyday finance moving with bookkeeping, bank reconciliations, accounts payable, accounts receivable, customer invoicing and supplier processes. We can also support payroll coordination and month-end routines where agreed.Bookkeeping services · outsourced accounts payable · accounts receivable · finance administration

02

Credit control & cash flow

Follow up overdue customer invoices, improve visibility over who owes what and bring upcoming receipts and payments into a usable cash-flow forecast. The aim is fewer surprises and earlier action.Outsourced credit control · debtor management · cash-flow forecasting · working capital

03

Management accounts & reporting

Get a consistent month-end process and management accounts that help you understand revenue, costs, margins and performance against plan. Clear commentary and KPIs put the numbers into context.Management accounts services · monthly financial reporting · KPI reporting · variance analysis

04

Financial control & planning

Strengthen reconciliations, balance-sheet control, budgets and forecasts. Build a more dependable finance process as transaction volumes and business complexity increase.Outsourced finance function · budgeting · financial controls · business forecasting

05

Finance systems & improvement

Make better use of your finance systems, improve workflows and identify opportunities for automation. With experience across SAP and Xero, we can help connect process improvement with day-to-day finance delivery.Finance transformation · Xero support · SAP finance processes · finance automation

06

Project & senior finance support

Bring in additional finance expertise when you need it: from improving a month-end process or implementing a system change to forecasting, commercial analysis and support for business decisions. Scope is agreed around the work required.

You shouldn't have to build a whole department to get control of your numbers.

Outsourcing your finance function can give you access to practical finance delivery and management information without immediately recruiting multiple permanent roles. The service is shaped around your transaction volumes, systems and reporting needs.

  • One point of accountability for agreed finance activities
  • A predictable monthly service, with scope agreed up front
  • More consistent month-end and management reporting
  • Active attention to receivables, cash and working capital
  • Technology and automation used sensibly, with human review where judgement matters

A considered handover. A clear way of working.

Taking on finance responsibility starts with understanding the current position, agreeing what is included and making sure the underlying information can be relied upon.

STEP 01 / UNDERSTAND

Review the current setup

Discuss your business, finance systems, transaction volumes, reporting needs and the issues you want to solve.

STEP 02 / AGREE

Define the service

Confirm responsibilities, priorities, reporting timetable, implementation work and a monthly fee that reflects the agreed scope.

STEP 03 / IMPROVE

Run and refine

Establish the regular finance cycle, highlight exceptions and identify sensible improvements as we learn how your business works.

Every business is different. We agree the transition plan and service levels with you rather than promising a timetable before understanding the work involved.

Discuss your finance setup ↗

For businesses that have outgrown basic bookkeeping.

Our initial focus is growing UK SMEs, particularly those with £3m–£15m turnover, a small or overstretched finance team, or a need for stronger financial control without building a full department in-house.

Growing owner-managed businesses

When the founder or MD is still too involved in finance.

Businesses between hires

When a finance employee leaves or recruitment is taking time.

Finance teams under pressure

When month-end, credit control or reporting keeps slipping.

Businesses preparing for change

When growth, investment or a system change calls for better processes and information.

More than bookkeeping. Finance support that connects the detail to the decisions.

SPO Managed Finance provides outsourced finance services for growing UK businesses that need dependable day-to-day finance operations and better visibility over performance. Our managed finance support can include bookkeeping, accounts payable and receivable, outsourced credit control, bank reconciliations, month-end close, management accounts, cash-flow forecasting, KPI reporting and finance process improvement.

Whether you are looking for an outsourced finance department, help improving an existing finance function or additional finance transformation support, we start by understanding how your business operates and what you need from finance. The result is a clearly scoped service built around your systems, reporting requirements and priorities.

Let's talk about what your business needs from finance.

We'll discuss your current setup, where the pressure points are and whether a managed finance service is the right fit.

Book a finance review ↗